Effective Date: April 19, 2026 Last Updated: April 19, 2026
1. Agreement to Terms
Welcome to Plot Insider. These Terms and Conditions (“Terms”) govern your access to and use of the website located at plotinsider.com (the “Site”), along with all related content, newsletters, publications, subscription services, APIs, and any other products or services offered by Plot Insider (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms and by our Privacy Policy, Cookies Policy, and Disclaimer, which are incorporated by reference. If you do not agree to these Terms, you may not access or use the Services.
These Terms constitute a legally binding agreement between you (“User,” “you,” or “your”) and Plot Insider (“we,” “us,” or “our”).
2. Eligibility
To access or use the Services, you must be at least eighteen years old and have the legal capacity to enter into a binding agreement in your jurisdiction. By using the Services, you represent and warrant that you meet these requirements and that all information you provide is accurate and complete.
If you are using the Services on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.
3. Account Registration
Some features of the Services require you to create an account. When registering, you agree to provide accurate, current, and complete information, maintain and promptly update your account information, keep your password confidential and secure, notify us immediately of any unauthorized access to or use of your account, and accept responsibility for all activities that occur under your account.
We reserve the right to suspend or terminate your account if any information provided is inaccurate, outdated, or incomplete, or if we suspect fraudulent or unauthorized activity.
4. Subscriptions and Payments
4.1 Subscription Plans
We offer various subscription plans for our editorial content and data services. The specific features, pricing, and terms of each plan are described on our Site at the time of purchase. By subscribing, you agree to the plan details as presented at checkout.
4.2 Billing
Subscription fees are billed in advance on a recurring basis (monthly or annually, depending on your selected plan). Payment is due immediately upon subscription and on each renewal date. You authorize us to charge your chosen payment method for all applicable fees.
All prices are exclusive of applicable taxes unless otherwise stated. You are responsible for any taxes, duties, or levies imposed by your jurisdiction.
4.3 Automatic Renewal
Subscriptions automatically renew at the end of each billing cycle unless you cancel before the renewal date. Renewal will be at the then-current rate for your plan. We will notify you of any price changes at least thirty days before they take effect.
4.4 Cancellation
You may cancel your subscription at any time through your account settings or by contacting us at support@plotinsider.com. Cancellation takes effect at the end of your current billing period. You will continue to have access to paid features until the end of that period.
4.5 Refunds
Subscription fees are generally non-refundable except as required by law or as specifically stated in our Refund Policy. We may, at our sole discretion, issue a refund or credit in cases of service failure, billing errors, or exceptional circumstances. To request a refund, contact us within fourteen days of the charge at support@plotinsider.com.
4.6 Failed Payments
If a payment fails, we will attempt to retry the charge. If payment cannot be collected after multiple attempts, we may suspend or terminate your access to paid features until payment is resolved.
5. Intellectual Property Rights
5.1 Our Content
All content on the Site, including articles, reports, newsletters, data, analysis, graphics, logos, images, audio, video, software, and design elements (collectively, the “Content”), is owned by or licensed to Plot Insider and is protected by copyright, trademark, and other intellectual property laws.
5.2 Limited License to You
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use — or, if you have an Institutional subscription, for the internal business use of your organization.
5.3 Restrictions
You may not:
- Reproduce, distribute, modify, or create derivative works of our Content without prior written consent
- Republish, syndicate, or sell our Content on any other platform
- Use our Content to train machine learning models or artificial intelligence systems
- Remove or alter any copyright, trademark, or proprietary notices
- Scrape, data-mine, or use automated tools to extract Content from the Site
- Share your account credentials with unauthorized persons
- Frame, mirror, or embed our Content on other websites without permission
- Use our trademarks, brand names, or logos without prior written consent
5.4 User-Generated Content
If you submit comments, feedback, article pitches, or other content to us (“User Content”), you grant Plot Insider a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in any media.
You represent and warrant that you own or have the necessary rights to the User Content you submit, and that it does not violate any third-party rights or applicable law.
6. Acceptable Use
You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:
Violate any applicable local, national, or international law or regulation; infringe the intellectual property, privacy, or other rights of any third party; upload or transmit viruses, malware, or any other harmful code; attempt to gain unauthorized access to the Site, other user accounts, or our systems; interfere with or disrupt the Services or servers; use the Services to send unsolicited communications (spam); impersonate any person or entity or misrepresent your affiliation; harass, threaten, defame, or intimidate any person; collect or harvest information about other users without consent; use the Services for any commercial purpose not expressly authorized by these Terms; or circumvent any security features or access restrictions.
Violation of these provisions may result in immediate suspension or termination of your account, with or without notice, and may expose you to legal liability.
7. Third-Party Services and Links
The Services may contain links to third-party websites, applications, or services that are not owned or controlled by Plot Insider. We are not responsible for the content, privacy practices, or terms of third-party services. Your interactions with third parties are solely between you and those third parties. We encourage you to review the terms and privacy policies of any third-party service you access.
8. Disclaimers
8.1 Editorial and Informational Purpose
Plot Insider provides editorial content, market analysis, and commentary for informational purposes only. Our Content does not constitute financial, investment, legal, tax, or professional advice. You should not make decisions based solely on information obtained from our Services without consulting qualified professionals.
8.2 “As Is” and “As Available”
The Services are provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, we disclaim all warranties, whether express, implied, statutory, or otherwise, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties arising from course of dealing or trade usage.
We do not warrant that the Services will be uninterrupted, timely, secure, or error-free; that errors or defects will be corrected; that the Services or servers are free of viruses or harmful components; or that the Content is accurate, complete, reliable, current, or free of errors.
For additional disclaimers specific to our editorial content, please see our Disclaimer.
9. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall Plot Insider, its directors, officers, employees, agents, affiliates, partners, or licensors be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, revenue, data, use, goodwill, or other intangible losses arising out of or relating to your access to or use of (or inability to access or use) the Services, any conduct or content of any third party on the Services, any Content obtained from the Services, unauthorized access, use, or alteration of your transmissions or content, or any investment or business decisions made in reliance on our Content.
Our total aggregate liability for any claims arising out of or relating to these Terms or the Services shall not exceed the greater of the amount you paid to us in the twelve months preceding the event giving rise to the claim, or one hundred US dollars (USD 100).
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for certain damages, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by law.
10. Indemnification
You agree to defend, indemnify, and hold harmless Plot Insider and its directors, officers, employees, agents, affiliates, partners, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or relating to your use of the Services, your violation of these Terms, your violation of any third-party rights, any User Content you submit, or your violation of any applicable law.
11. Termination
We may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including but not limited to breach of these Terms, fraudulent or illegal activity, non-payment of subscription fees, or at our sole discretion.
You may terminate your account at any time by following the cancellation procedures in Section 4.4 or by contacting us.
Upon termination, your right to access and use the Services will cease immediately. Provisions that by their nature should survive termination (including intellectual property rights, disclaimers, limitations of liability, indemnification, and dispute resolution) shall survive.
12. Modifications to the Services and Terms
We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice. We shall not be liable to you or any third party for any such modification, suspension, or discontinuation.
We may also revise these Terms from time to time. When we make material changes, we will notify you by posting the revised Terms on this page with an updated “Last Updated” date and, where appropriate, by email or prominent notice on the Site. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles.
Any dispute arising out of or relating to these Terms or the Services shall first be addressed through good-faith negotiation. If the dispute cannot be resolved within thirty days, it shall be submitted to binding arbitration in Lagos, Nigeria, under the Arbitration and Mediation Act 2023, except that either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect its intellectual property or confidential information.
Notwithstanding the above, if you are a consumer resident in the European Union, United Kingdom, or another jurisdiction that provides mandatory consumer protections, you may have the right to bring proceedings in the courts of your country of residence.
14. Force Majeure
Neither party shall be liable for any failure or delay in performance caused by events beyond their reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, government actions, pandemics, power or internet outages, or other similar events.
15. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable while preserving the parties’ original intent.
16. Entire Agreement
These Terms, together with our Privacy Policy, Cookies Policy, and Disclaimer, constitute the entire agreement between you and Plot Insider regarding the Services and supersede all prior agreements and understandings.
17. Assignment
You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms at any time without notice.
18. Waiver
No failure or delay by us in exercising any right under these Terms shall constitute a waiver of that right. No single or partial exercise of any right shall preclude any further exercise of that right.
19. Notices
Any notices to you may be sent via email to the address associated with your account or by posting to the Site. Any notices to us should be sent to legal@plotinsider.com or to our registered business address.
20. Contact Us
For questions about these Terms, please contact:
Plot Insider Email: info@plotinsider.com