Abuja Property Prices: House Prices In 14 Best Neighbourhoods [2026]

Abuja property prices are about ₦18 million for a bungalow in Kubwa, Peji, and Kuje. A 4-bedroom duplex in Maitama sells for about ₦1-2.5 billion. Location determines the price more than the house type or even the number of bedrooms.

These asking prices are not necessarily the final amount buyers pay for these properties. From experience and research, buyers often close about 9% below the asking price. It cn reach up to 18% on luxury homes in Maitama and Asokoro.

This guide compares Abuja property prices for three-bedroom bungalows, four-bedroom houses, four-bedroom semi-detached houses, and five-bedroom detached duplexes. It covers Kubwa, Lugbe, Kuje, Life Camp, Gwarinpa, Jahi, Wuye, Guzape, Asokoro, and Maitama. It also compares finished and fully furnished houses.

Key Takeaways

Three-bedroom detached bungalows average ₦60 million in Kubwa and ₦65 million in Lugbe.
Four-bedroom houses built in adjoining rows average ₦160 million in Kubwa, ₦180 million in Lugbe, and ₦200 million in Gaduwa.
Jahi and Wuye have the same average asking price of ₦380 million for this four-bedroom house category.
Five-bedroom detached duplexes average ₦450 million in Life Camp, ₦610 million in Gwarinpa, and ₦850 million in Guzape.
Maitama has the highest five-bedroom detached-house average in this comparison at ₦2.5 billion, followed by Asokoro at ₦1.2 billion.
A ₦250 million house with a separate 5% agency fee costs ₦262.5 million before other applicable charges.

Abuja Property Prices by Area: Bungalows and Duplexes

Bungalows usually cost less than duplexes in the Kubwa and Lugbe. In Lugbe, for example, a three-bedroom detached bungalow costs about ₦65 million, while a four-bedroom semi-detached duplex costs ₦150 million.

For a large duplex, you will need an additional ₦85 million. In this article, we will compare different bedroom counts and house types.

The tables below show asking prices by location, house type, and bedroom count.

How Much Is a Three-Bedroom Bungalow in Abuja?

Completed three-bedroom bungalow in Abuja

Three-bedroom detached bungalows have average asking prices of ₦60 million in Kubwa and ₦65 million in Lugbe.

You should know that you will find lower-priced bungalows in Pegi, Kuje, and Karu Tech Village.

Area	House type	Average asking price
Kubwa	Three-bedroom detached bungalow	₦60 million
Lugbe	Three-bedroom detached bungalow	₦65 million

Area	House type	Asking price
Pegi, Kuje	Three-bedroom detached bungalow	₦18 million
Karu Tech Village	Three-bedroom detached bungalow	₦35 million

How Much Is a Four-Bedroom House in Abuja?

The table covers four-bedroom duplexes built in adjoining rows, where neighbouring homes share side walls. Average asking prices range from ₦160 million in Kubwa to ₦400 million in Guzape.

Area	Average asking price
Kubwa	₦160 million
Lugbe	₦180 million
Gaduwa	₦200 million
Apo	₦250 million
Life Camp	₦250 million
Gwarinpa	₦285 million
Jahi	₦380 million
Wuye	₦380 million
Guzape	₦400 million

Guzape’s average house price is over ₦400 million above Kubwa’s. In Apo and Life Camp, houses sell for similar amounts. The houses in Guzape cost the most among the three, followed by Gwarinpa and Kubwa. Currently, Maitama and Asokoro remain the most expensive places to buy a house in Abuja, though Guzape is one of the premier luxury districts.

How Much Is a Four-Bedroom Semi-Detached House in Abuja?

Four-bedroom semi-detached duplexes cost an average of ₦150 million in Lugbe, ₦235 million in Life Camp, and ₦500 million in Guzape.

Area	Average asking price
Lugbe	₦150 million
Life Camp	₦235 million
Gwarinpa	₦290 million
Guzape	₦500 million

Guzape’s average is more than twice Life Camp’s. The difference between Gwarinpa and Life Camp is ₦55 million.

How Much Is a Five-Bedroom Detached Duplex in Abuja?

Average asking prices for five-bedroom detached duplexes range from ₦450 million in Life Camp to ₦2.5 billion in Maitama.

Area	Average asking price
Life Camp	₦450 million
Gwarinpa	₦610 million
Guzape	₦850 million
Asokoro	₦1.2 billion
Maitama	₦2.5 billion

Maitama’s average is ₦1.3 billion above Asokoro’s for the same house type and bedroom count. The difference between Maitama and Life Camp is ₦2.05 billion.

Where Can You Buy a House in Abuja for Less Than ₦100 Million?

Houses in Kubwa and Lugbe have average costs below ₦100 million. Bungalows in Pegi, Kuje, and Karu Tech Village also fall within that budget.

The four-bedroom duplexes are higher, starting at ₦150 million for semi-detached houses in Lugbe.

Finished vs Fully Furnished Houses in Abuja: What Is the Difference in Price?

Fully furnished living and dining room inside an Abuja house

A finished house has its construction and agreed fittings completed. A fully furnished house also includes furniture and other household items specified in the sale.

What Does Each Price Include?

Item	Finished house	Fully furnished house
Flooring, doors, and windows	Included in the agreed finishing specification	Included
Bathrooms and kitchen fittings	Included as specified	Included as specified
Beds, mattresses, and sofas	May be excluded	Included where listed in the furniture inventory
Dining furniture and televisions	May be excluded	Included where listed
Air conditioners and kitchen appliances	Depends on the sale specification	Depends on the sale specification
Solar panels, inverter, or generator	Depends on the property	Depends on the property

A finished four-bedroom house in Brains and Hammers City, Life Camp, has an asking price of ₦150 million. Its description includes air conditioners and a solar-inverter system but expressly excludes living-room and bedroom furniture, the fridge, washing machine. and mattresses.

Do you now understand why you should ask which furniture is included in your purchase?

A fully furnished four-bedroom house in the Idu–Life Camp area has an asking price of ₦210 million. Its description includes furnished interiors, air conditioners, a fitted kitchen, a cinema room, and a solar-power system.

The asking-price difference is ₦60 million, but the houses have different features and locations.

In case you want an idea for a percentage increase for fully furnished houses, I can’t answer that. There is no verified fixed percentage by which fully furnished houses cost more across Abuja. Furniture, appliances, building size, condition, and location all factor into the individual quotation.

What Additional Costs Come With Buying a House in Abuja?

Agency fees, legal work, registration, and estate infrastructure charges may be separate from the asking price. Furnishing can also remain a separate expense when the sale excludes household items.

Agency Fees

Some Abuja house quotations add a 5% agency or brokerage fee. This rate applies to those quotations and is not a fixed charge for every sale.

For example, a four-bedroom house in Life Camp has an asking price of ₦250 million plus a 5% agency fee. The fee adds ₦12.5 million, bringing the amount to ₦262.5 million before other applicable costs.

Legal Fees, Documentation, and Registration

Property searches, preparation of legal documents, and registration can involve separate payments. Abuja Geographic Information Systems provides property search and land record verification services.

The charges depend on the transaction and the work required. There is no single amount that covers every house purchase.

Infrastructure and Estate Charges

Some development contracts charge separately for infrastructure such as estate roads and utility connections. A completed house does not necessarily mean that all shared estate facilities have also been delivered.

Estate service charges cover ongoing services after purchase. They are separate from the house price and any one-off infrastructure payment.

Three Mistakes to Avoid When Buying a House in Abuja

1. Assuming Everything in the House Is Included in the Price

Furniture, televisions, and appliances shown during an inspection may be excluded from the sale. Even a finished house with air conditioners and fitted kitchen cabinets may be sold without beds, sofas, or a fridge.

Get a written inventory of the items included in the agreed price. For a fully furnished house, make that inventory part of the purchase documents.

2. Comparing Prices Without Comparing the Houses

A three-bedroom bungalow and a five-bedroom detached duplex differ in more than their prices. Location, plot size, usable space, building condition, and furnishing can all affect the comparison.

Compare houses with similar specifications in the same area. Include separately charged fees when calculating the total cost.

3. Paying Before Checking the Documents and the Property

A newly built or fully furnished house still needs checks on ownership, the seller’s authority, and the building’s condition. Attractive interiors do not establish that the paperwork or construction is sound.

Use an independent property lawyer to review the transaction and arrange the relevant title checks. Have a qualified building professional inspect the property, and record any repairs or outstanding work before payment.

Conclusion

A budget of ₦60 million to ₦65 million matches the average asking prices for three-bedroom bungalows in Kubwa and Lugbe. Four-bedroom semi-detached houses require higher budgets, while five-bedroom detached duplexes in Maitama cost an average of ₦2.5 billion.

Abuja has houses across a wide range of budgets, but the area and bedroom count will determine the cost.

These are some of the things you should know about Abuja property prices.

Frequently Asked Questions About Abuja Property Prices

Are Bungalows More Expensive Than Duplexes in Abuja?

Sometimes, but that depends on the area you want to purchase the house. But generally, bungalows are not as expensive as duplexes in Abuja.

Can I Buy a House in Abuja for ₦50 Million?

Yes. Some individual house quotations fall below ₦50 million, including the bungalows in Pegi and Karu Tech Village. These prices apply to specific properties rather than all houses in those areas.

How Much Is a Four-Bedroom Duplex in Abuja?

Four-bedroom houses built in adjoining rows average ₦160 million in Kubwa, ₦250 million in Life Camp and ₦400 million in Guzape. Four-bedroom semi-detached duplexes average ₦150 million in Lugbe and ₦500 million in Guzape.

Does a Finished House Come With Furniture?

Not necessarily. A finished house can include flooring, bathroom fittings and kitchen cabinets while excluding beds, sofas and other household furniture.

Do People Buy Unfinished Houses in Abuja?

Yes, unfinished houses are offered for sale at different construction stages. The buyer pays for the agreed stage and completes any work excluded from the sale.