You can rent a two-bedroom flat in Kubwa for about ₦3.5 million a year, ₦5 million in Life Camp, and ₦12 million in Wuye. With a ₦ 6 million annual budget, you can rent a three-bedroom flat in Lugbe or Gwarinpa, but that may only cover the rent without the additional expenses. How much you spend on rent in Abuja depends on the area, the size of the home, and what comes with it.
In Lugbe, two-bedroom asking rents range from ₦3 million for a flat on Von Road to ₦8 million for a fully furnished flat around the Von axis. Furniture, appliances, and services change what tenants get for their money, even when the bedroom count and general location are the same.
This guide compares Abuja rental prices across 15 best neighbourhoods, including Kubwa, Lugbe, Gwarinpa, Life Camp, Lokogoma, Garki, Jahi, Wuye, and Maitama. It covers from one-bedroom to four-bedroom houses and furnished apartments. It also explains additional rental charges and three mistakes to avoid.
Table of Contents
Key Takeaways
- The average annual asking rent for a two-bedroom flat is ₦3.5 million in Kubwa, ₦4 million in Lugbe and ₦4.5 million in Gwarinpa and Galadimawa.
- Renting a three-bedroom flat costs about ₦6 million a year in Lugbe and Gwarinpa, compared with ₦12 million in Jahi.
- A four-bedroom semi-detached duplex costs about ₦30 million a year in Wuye and ₦40 million in Maitama.
- Furnished two-bedroom apartments in the examples reviewed cost ₦5 million a year in Galadimawa and ₦6.5 million in Lugbe.
- Some landlords require two years’ rent upfront, even when the stated price covers only one year.
- Agency fees, legal fees, caution deposits, and service charges increase the amount payable beyond the rent.
How Much Is a Two-Bedroom Flat in Abuja?
A two-bedroom flat in Abuja costs about ₦3.5 million a year in Kubwa, ₦5 million in Life Camp, and ₦15 million in Maitama, based on average asking rents. Prices vary within each area with lower and higher rents.
The table below shows average annual asking rents for two-bedroom flats in 14 areas. It includes furnished, unfurnished, and serviced properties.
| Area | Average asking rent per year |
|---|---|
| Kubwa | ₦3.5 million |
| Lugbe | ₦4 million |
| Galadimawa | ₦4.5 million |
| Gwarinpa | ₦4.5 million |
| Life Camp | ₦5 million |
| Garki | ₦6 million |
| Guzape | ₦9 million |
| Utako | ₦9 million |
| Jahi | ₦10 million |
| Wuye | ₦12 million |
| Asokoro | ₦13 million |
| Maitama | ₦15 million |
| Wuse 2 | ₦15 million |
| Jabi | ₦20 million |
In Lokogoma, individual two-bedroom asking rents range from ₦3.5 million to ₦7 million. These prices are for specific flats, not an average for the area.
The part of a district where a property is located also matters. The Gwarinpa figures include Dawaki, where some two-bedroom flats cost ₦4 million a year, while serviced two-bedroom apartments elsewhere in Gwarinpa have asking rents of ₦9 million.
Read more: Lagos Rental Prices: Area-by-Area Rent Comparison
How Much Is a One-Bedroom Flat in Abuja?

You can rent a one-bedroom flat in Abuja for ₦1.8 million a year in Lugbe FHA, while the average rent in Kubwa and Gwarinpa is ₦3 million. In Jahi, the average rent is ₦4 million.
| Area | Property type | Average asking rent per year |
|---|---|---|
| Kubwa | One-bedroom flat | ₦3 million |
| Gwarinpa | One-bedroom flat | ₦3 million |
| Jahi | One-bedroom flat | ₦4 million |
There are other one-bedroom options in Lugbe, including an apartment near River Park Estate for ₦2.5 million a year and a mini flat in Von Garden City for the same amount.
A one-bedroom apartment in Trademore Estate has a lower asking rent of ₦1.3 million. However, its rental terms state that the landlord will not carry out renovation, leaving any necessary work outside the quoted rent.
Read more: 10 Richest Real Estate Neighbourhoods in Abuja
How Much Is a Three-Bedroom Flat in Abuja?

A three-bedroom flat in Abuja costs about ₦6 million a year in Lugbe and Gwarinpa, ₦7 million in Life Camp, and ₦13 million in Wuye. In Maitama, the average asking rent is ₦35 million.
| Area | Average asking rent per year |
|---|---|
| Lugbe | ₦6 million |
| Gwarinpa | ₦6 million |
| Life Camp | ₦7 million |
| Jahi | ₦12 million |
| Wuye | ₦13 million |
| Jabi | ₦15 million |
| Maitama | ₦35 million |
Kubwa has individual three-bedroom asking rents of ₦3.5 million on Arab Road, ₦3.8 million in FO1 Layout, and ₦4.5 million in Federal Housing. A furnished three-bedroom flat in FO1 Layout costs ₦6 million a year.
An extra bedroom does not come with a fixed increase in rent. The difference between the two-bedroom and three-bedroom averages is ₦1.5 million in Gwarinpa and ₦2 million in Life Camp.
Jabi’s two-bedroom average is higher than its three-bedroom average because the two categories contain different properties. These figures do not compare smaller and larger versions of the same apartment.
How Much Does It Cost to Rent a Duplex in Abuja?
Renting a four-bedroom semi-detached duplex costs about ₦30 million a year in Wuye and ₦40 million in Maitama.
As you can see, that is a ₦10 million annual difference, even though the house has the same number of bedrooms and falls into the same house category. Furnishing, service charges, and the number of years payable upfront depend on each house’s terms.
Read more: Lagos vs Abuja: Where Can You Get the Best Real Estate ROI?
Abuja Rental Prices: 2027 Forecast

The average annual asking rent for a two-bedroom flat in Abuja rose from ₦2.5 million in 2023 to ₦3.5 million in 2024 and ₦4.8 million in 2025. By August 2026, the figure had reached ₦6.5 million. These figures cover two-bedroom flats, so rents in different areas can be higher or lower.
Plot Insider projects the rent in 2027 to be ₦8.2 million
How Much Are Furnished Apartments in Abuja?

Furnished apartments in the examples reviewed cost between ₦5 million and ₦10 million a year for two bedrooms. A furnished three-bedroom flat in Kubwa costs ₦6 million a year.
| Area | Furnished property | Annual asking rent | Separately stated charges |
|---|---|---|---|
| Galadimawa | Two-bedroom apartment | ₦5 million | ₦1.2 million estate service charge; 20% agency and legal fees; caution deposit unspecified |
| Kubwa, FO1 Layout | Three-bedroom flat | ₦6 million | ₦200,000 service charge; ₦500,000 caution deposit; 20% agency and legal fees |
| Lugbe, Jedo Estate Road | Two-bedroom apartment | ₦6.5 million | ₦300,000 service charge; 15% agency and legal fees |
| Lugbe, Von axis | Two-bedroom flat | ₦8 million | ₦400,000 service charge; 10% caution deposit; 20% agency and legal fees; ₦15,000 inspection fee |
| Lugbe | Two-bedroom serviced apartment | ₦10 million | ₦500,000 service charge; 15% agency and legal fees |
These are asking prices for individual furnished homes, rather than area averages.
The furniture and appliances included differ between properties. The ₦6 million Kubwa example specifies beds, living-room furniture, televisions, air conditioners, kitchen appliances, and an inverter.
Furnished rent can also exclude services. For the ₦5 million Galadimawa apartment, the stated service charge and agency/legal fees bring the payment to ₦7.2 million before the unspecified caution deposit.
Read more: Abuja Property Prices: House Prices In 14 Best Neighbourhoods [2026]
What Extra Charges Apply to Rent in Abuja?
Extra rental charges in Abuja can include agency fees, legal fees, a caution deposit, service charges, and inspection fees. Some properties also have a separate estate management charge.
| Charge | Amounts in the rental examples reviewed |
|---|---|
| Agency and legal fees combined | 15%, 20%, or 25% of annual rent |
| Caution deposit | Fixed amounts such as ₦200,000, ₦300,000, and ₦500,000, or a stated percentage |
| Service charge | Property-specific amounts, including ₦300,000, ₦800,000, and ₦1.2 million |
| Inspection fee | Examples include ₦15,000 and ₦20,000 |
| Estate facility management | May be charged separately from services within the building |
These charges vary between properties; they are not a standard fee schedule for Abuja.
For example, a two-bedroom flat in Kubwa costs ₦4.5 million a year, with an ₦800,000 service charge, a ₦300,000 caution deposit, and 20% agency/legal fees. The agency/legal charge comes to ₦900,000. Together, the specified charges bring the initial payment to ₦6.5 million, which is ₦2 million above the rent.
Service charges also cover different expenses. In this same Kubwa example, the stated services include security, communal cleaning, waste disposal, landscaping, maintenance staff, communal electricity, and maintenance of the central water system.
A two-bedroom rental in Sunnyvale Estate, Lokogoma, has both a ₦109,500 annual estate facility-management fee and a ₦280,000 annual service charge for the security guard. Both are separate from the rent.
Some landlords also require more than one year’s rent upfront. A two-bedroom rental in Kubwa’s FO1 Layout costs ₦3.8 million per year but requires two years’ payment, bringing the rent alone to ₦7.6 million before other charges.
Read more: 5 Richest Real Estate Neighborhoods in Port Harcourt: Oil Money Price Index [2026]
Three Mistakes to Avoid When Comparing Abuja Rental Prices
1. Budgeting for Only the Annual Rent
A property with ₦4.5 million annual rent can require ₦6.5 million once the stated charges are included. A two-year payment requirement can increase the amount further.
Get a written breakdown of the rent, payment period, agency/legal fees, deposits, and service charges before committing. Where a charge is given as a percentage, confirm the amount used to calculate it.
2. Comparing Homes With Different Furniture and Services
A furnished flat and an unfurnished flat with the same number of bedrooms do not include the same things. A fitted kitchen alone does not mean that the living room and bedrooms come furnished.
Compare properties with the same bedroom count and similar facilities. For a furnished apartment, request an inventory; for a serviced apartment, confirm which services the charge covers and which bills remain separate.
3. Leaving Repairs and Deposit Terms Unwritten
A lower rent can come with repairs that the landlord will not complete. Unclear caution-deposit terms can also leave room for disputes over deductions.
Record the property’s condition and agree who will handle outstanding repairs before payment. The agreement should state the deposit amount, permitted deductions, and refund terms.
Conclusion
A budget below ₦5 million a year gives tenants more two-bedroom options in Kubwa, Lugbe, Gwarinpa, and Galadimawa than in Wuye, Maitama, or Jabi. Within each area, the exact location, furnishing, and services affect the asking rent.
For larger homes, three-bedroom flats cost about ₦6 million a year in Lugbe and Gwarinpa, and ₦35 million in Maitama. Four-bedroom semi-detached duplexes require a different budget, with average asking rents of ₦30 million in Wuye and ₦40 million in Maitama.
Therefore, Abuja rental prices are not complete without knowing the terms attached to each property. The rent, additional charges and required payment period together determine the amount a tenant must pay.
Abuja Rental Prices Frequently Asked Questions
Can I Rent a Flat in Abuja for Less Than ₦2 Million a Year?
Yes, some one-bedroom flats in Lugbe cost less than ₦2 million a year. Examples include a mini flat in FHA for ₦1.8 million and a one-bedroom apartment in Trademore Estate for ₦1.3 million. The Trademore rental excludes renovation by the landlord, and additional charges are separate from the rent.
Is Rent Cheaper in Kubwa or Gwarinpa?
Rent is cheaper in Kubwa for two-bedroom flats, with an average annual asking rent of ₦3.5 million compared with ₦4.5 million in Gwarinpa. For one-bedroom flats, both areas have an average asking rent of ₦3 million a year.
Do Landlords in Abuja Collect Two Years’ Rent?
Some landlords in Abuja require two years’ rent upfront, but this does not apply to every property. For example, a two-bedroom flat in Kubwa’s FO1 Layout costs ₦3.8 million per year and requires a ₦7.6 million rent payment for two years. Agency fees, legal fees and other charges are additional.
Can I Rent a Furnished Apartment in Abuja for a Full Year?
Yes, furnished apartments in Abuja are available for annual rent. Examples include a two-bedroom apartment in Galadimawa for ₦5 million a year and a three-bedroom flat in Kubwa for ₦6 million. Both have separate service charges, caution deposits and agency/legal fees.
Does the Service Charge Cover Electricity?
The service charge may cover electricity for shared areas without covering electricity used inside the flat. For example, one two-bedroom rental in Kubwa includes communal electricity in its ₦800,000 service charge, but the stated coverage does not include electricity consumed inside the apartment. The services included depend on the property’s rental terms.
Sources
- Two-bedroom flats: nigeriapropertycentre.com
- One-bedroom flats: nigeriapropertycentre.com








